Terms and conditions


This  Website (the “Website”),  is provided by ANGELS BUSINESS CONSULTING PTE. LTD., a company registered in Singapore under the unique entity number 201424942D (“ANGELS”),  the ANGELS website ANGELS’s email notifications and any information or content appearing therein to facilitate the provision of any of its corporate services (“ANGELS Services”). Use of this Website, email notifications or any of ANGELS’s Services are subject to the following terms and conditions of service (the “Terms”).


1. Definitions

1.1 “You” and ‘your” includes:
  • a) any company identified during registration on the ANGELS Cloud Accounting Software and any company which will or has been incorporated by ANGELS and will use ANGELS’s corporate secretarial, accounting; tax and payroll and other corporate services  (a “ANGELS Company”);
  • b) any individual linked to a ANGELS Company whether as shareholder, director, officer, employee or user of the Cloud Accounting Software on behalf of a ANGELS Company; or
  • c) any individual or company which has registered on the ANGELS Cloud Accounting Software for the use of ANGELS services.

1.2 “User” means any person using the Cloud Accounting Software  and any ANGELS Services whether on his or her own behalf, or on behalf of a third party.

1.3 All Users that use or access the Dashboard or any ANGELS Services represent and warrant that they have the legal right and full power and authority to execute, deliver and exercise the rights and perform the obligations under these Terms on behalf of the third party.

2. Services

2.1 ANGELS provides a range of corporate services and solutions (collectively “ANGELS Services”) using cloud-based software. 2.2 ANGELS is not a law firm and as such does not provide legal advice or any legal services. 2.3 Users may engage ANGELS to provide corporate secretarial services. These services may include any of the following:
  • a) company incorporation (if applicable);
  • b) provision of a registered office address and mailroom;
  • c) maintenance of statutory registers on the Dashboard in accordance with the legal requirements;
  • d) lodgement and payment of regulatory filings with the Accounting and Corporate Regulatory Authority (“ACRA”) of Singapore
  • e) provision of a nominee director as required by Section 145 of the Companies Act, Cap. 50 (subject to the entering into any supplemental documents as requested by ANGELS);
  • f) preparation of all corporate decisions and resolutions in connection with the governance of a ANGELS Company;
  • g) filing all changes relating to a ANGELS Company, including but not limited to change of officers, shareholders, share capital, registered office, particulars of officers or shareholders;
  • h) provision of accounting services, including, but not limited to:
  • preparation of management report;
  • preparation of annual unaudited financial statements (including directors’ statement, profit and loss statement, balance sheet statement, chance in shareholders’ equity, and notes to financial statements);
  • preparation of financial statements in XBRL format;
  • maintenance of general ledger, accounts payable ledger, accounts receivable ledger, and fixed assets ledger; and
  • perform bank and other accounts reconciliation;
  • i) provision of payroll services, including, but not limited to:
  • salary calculation on a monthly basis;
  • salary payment to employees via issuance of cheques or through bank transfer;
  • automatic generation of monthly pay slips for employees;
  • central Provident Fund (CPF) registration and monthly payment to CPF;
  • issuing IR8A Form for personal tax including statutory annual filing;
  • preparation and submission of Auto-Inclusion Scheme with Inland Revenue Authority of Singapore (IRAS); and
  • maintenance of payroll file for each employee; and
  • j) provision of additional payroll services, including, but not limited to:
  • tax computation to calculate tax liability of the Company;
  • preparation of Form C for Company’s approval; and
  • preparation of tax forms for Company’s submission.

2.4 By appointing ANGELS as the User’s company secretarial service provider, ANGELS shall carry out, or appoint one of its employees to carry out, the duties of a company secretary in accordance with Singapore law.

2.5 ANGELS shall only provide company secretarial services as requested by the User from time to time orally, in writing or any other manner in which ANGELS may accept. The User agrees that ANGELS has no liability to the User for any loss or damage arising out of or in relation to ANGELS providing company secretarial services in accordance with User’s instructions.

2.6 ANGELSSign is a ANGELS Service which allows Users to send and sign documents electronically.

2.7 Users may use ANGELSSign in conjunction with other ANGELS Services or as a standalone service in accordance with these Terms and any other Terms and Conditions which may be added or amended from time to time.

2.8 All Users shall indemnify ANGELS (and/or any of its affiliates) against any and all actions, judgements, claims, demands, costs, taxes and expenses (including legal and/or professional fees) howsoever incurred by ANGELS in the course of and pursuant to its duties and obligations provided by any ANGELS services in accordance with your instructions or these Terms.

2.9 ANGELS may require that, in order for the performance of ANGELS Services (including the services of acting as nominee director for a ANGELS Company), all Users shall enter into any supplemental agreements or carry out any acts required by ANGELS or by law in order for ANGELS to provide ANGELS Services. ANGELS  shall not be obliged to provide any ANGELS  Services if the User fails to enter into a supplemental agreement or carry out any acts required by ANGELS  or by law.

2.10 If ANGELS, in its opinion, is obliged to meet any of the User’s requirements or legal obligations, the User agrees that ANGELS  is authorised to take any steps that it may in its reasonable discretion deem necessary to comply with such obligations or requirements, which includes taking professional advice or legal advice at the expense of the User.

2.11 At the request of ANGELS, the User shall provide ANGELS with all documents and information as required by ANGELS in order for ANGELS to comply with its internal policies, any applicable law or guidelines issued by any relevant regulatory authority and/or for any other reason that ANGELS  may consider necessary from time to time.

3. Registration

3.1 Users must register for a User account to access and use ANGELS Cloud Accounting Software Services.

3.2 By creating a user account for any ANGELS Services you automatically accept these Terms.

3.3 In order to use the Cloud Accounting Software and ANGELS Services, you must provide all information and documents requested by ANGELS. You undertake and warrant to provide accurate, current and complete information and documentation.

3.4 In case of any change in the information provided by you upon registration you undertake to update this information without delay. ANGELS shall not in any way be held responsible or liable in the event that you have not updated your information or have not notified ANGELS of any change of situation.

3.5 A User registering on the Cloud Accounting Software has access to the  Accounting Software through the combination of a username and a password. The combination username and password is strictly private and shall be kept confidential by the User.

3.6 In case of a loss of password, the User will be able to reinitialize its password on the  Cloud Accounting dashboard. 

5. Use of Services

5.1 ANGELS may at any time suspend or discontinue any ANGELS Services or any feature of any ANGELS Service, including support enabling the use of the Cloud Accounting Software. 

5.2 ANGELS will make every effort to ensure that ANGELS Services are available, however, such services may be interrupted to conduct maintenance, repairs, upgrades, or network or equipment failures.

5.3 The operation of ANGELS Services may be affected by external events including but not limited to epidemics, strike, blockade, war, acts of terrorism, riot, natural disaster, failure or reduction of power, or any force majeure events. 

5.4 ANGELS will not be liable for any delay or failure to perform its obligations under these Terms if the delay or failure is due to any such events or causes referred to in paragraph 5.3 above, or any other event beyond ANGELS’s reasonable control.

6. Confidentiality

6.1 Definition of Confidential Information. In connection with their performance under these Terms, each party may from time to time make certain information available to the other party that is not generally known to the public at the time of its disclosure and is either identified as, or should reasonably be understood by the receiving party to be, proprietary or confidential (the “Confidential Information”). Confidential Information specifically includes, but is not limited to, the terms of any order form(s) entered into by the parties, User Content, business plans, product plans, roadmaps, strategies, forecasts, projects and analyses, the results of any audit related to the Services (including but not limited to any security audit), financial information and fee structures, business processes, methods and models, and technical documentation. Confidential information does not include information that: (a) is or becomes publicly available without breach of these Terms by the receiving party; (b) was known to the receiving party prior to its disclosure by the disclosing party; (c) is or was independently developed by the receiving party without the use of any Confidential Information of the disclosing party; or (d) is or was lawfully received by the receiving party from a third party under no obligation of confidentiality.

6.2 Protection of Confidential Information. Without the express prior written permission of the disclosing party, or as required by law, the receiving party will not disclose, transmit, or otherwise disseminate to any third party any Confidential Information of the disclosing party and will use at least the same degree of care and discretion with respect to the Confidential Information received from the disclosing party as it uses with its own similar information, but in no event less than a reasonable degree of care. The receiving party may disclose the disclosing party’s Confidential Information to its employees, affiliates, consultants, subcontractors, agents, or advisors (collectively known as “Representatives”) who have a strict need to access the Confidential Information for the purpose of performing under these Terms and only to those who are obligated to maintain the confidentiality of such Confidential Information under terms that are at least as protective as the terms set forth in these Terms. Either party may disclose these Terms to potential parties to a bona fide fundraising, acquisition, or similar transaction solely for the purposes of the proposed transaction, provided that any such potential party is subject to written non-disclosure obligations and limitations on use that are no less protective than those set forth herein.

6.3 Equitable Relief. The receiving party acknowledges that the remedy at law for breach of these confidentiality provisions may be inadequate and that, in addition to any other remedy the disclosing party may have, it shall be entitled to seek equitable relief, including, without limitation, an injunction or injunctions (without the requirement of posting a bond, other security or any similar requirement or proving any actual damages), to prevent breaches or threatened breaches of these confidentiality provisions by the receiving party or any of its Representatives and to enforce the terms and provisions of this Section 6 in addition to any other remedy to which the disclosing party is entitled at law or in equity.

6.4 Compelled Disclosure. The receiving party may access and disclose Confidential Information of the disclosing party if legally required to do so in connection with any legal proceeding or regulatory requirement; provided, however, that in such event the receiving party will, if lawfully permitted to do so. The receiving party will provide only that portion of the Confidential Information that is legally required to be disclosed, and any Confidential Information so disclosed shall maintain its confidentiality protection for all purposes other than such legally compelled disclosure. If ANGELS is compelled by law to access or disclose the User’s Confidential Information as part of a civil proceeding to which the User is a party, the User will reimburse ANGELS for the reasonable costs of compiling and providing secure access to such Confidential Information.

7. Intellectual property

7.1 By agreeing to these Terms you agree to only subscribe to the use and access of ANGELS services. You acknowledge that you have a limited right to access and use ANGELS services and that no ownership rights are transferred to you under these Terms.

7.2 Other than the content generated by the User or other users of the Cloud Accounting Software, ANGELS owns copyright in the content of this Website.  You may download and temporarily store one or more of the pages of this Cloud Accounting Software for the purposes of viewing them and you may print any page from this Cloud Accounting Software for use only by User and its employees, officers and agents.

7.3 Any other storage, copying, transmission or distribution of the content of this Cloud Accounting Software as well as creation of any derivative works with respect to the Cloud Accounting Software is prohibited without our consent.

7.4 Provided that the User complies with these Terms, ANGELS grants the User a worldwide, limited non-exclusive, royalty-free, non-assignable, non-transferable and revocable licence to use the Cloud Accounting Software in order to gain access to ANGELS’s Services.

7.5 The marks ‘ANGELS’ and its logo, and ‘ANGELSSign’ and its logo are trademarks of ANGELS, and nothing in these Terms gives User the right to use those trademarks without ANGELSs prior written approval.

7.6 ANGELS and the User may use third party software and application programming interfaces (“APIs”) when using Cloud Accounting Software or  the ANGELS Services. ANGELS does not guarantee the reliability of such third-party software or APIs. 

7.7 The User agrees that ANGELS  IS not liable for any loss or damage arising out of the use of such third-party software or APIs to access any information, the  Cloud Accounting Software or ANGELS Services.

8. Payment terms

8.1 The price, features and options of ANGELS Services depend upon the Subscription Plan selected by you. 

8.2 The User shall pay ANGELS in advance the fees set out in the Subscription Package as stated on the Cloud Accounting Software  or the Website for the relevant ANGELS  Services it has ordered (“Fees”). If the User has purchased a Subscription Package, ANGELS will automatically renew the User’s subscription at the end of the applicable subscription period. Unless the User chooses to cancel its subscription before the end of the applicable subscription period, the User authorises ANGELS to charge the User’s Payment Method (as defined below) for the fees relating to ANGELS’s Services for the renewed subscription.

8.3 The Fees shall be paid through a secure payment process incorporated into Website, or by electronic invoice, which can be securely paid by credit card, debit card or bank wire. “Payment Method” means a current, valid, accepted mode of payment, as may be updated from time to time, which is provided by the User to ANGELS. 

8.4 In the event that any fees are due for ANGELS Services not set out in the Website, ANGELS shall issue an invoice to User for any such ANGELS Services provided. The User shall pay the fees set out in the invoice for such ANGELS Services on receipt of the invoice issued by ANGELS.

8.5 The User acknowledges and agrees that completion of the online payment process does not constitute ANGELS’s acceptance of a User’s offer to purchase ANGELS Services. ANGELS’s acceptance of User’s order shall take place only on commencement of ANGELS Services that the User ordered from ANGELS. 

8.6 ANGELS reserves the right to decline an order for ANGELS Services for any reason and will refund any fees prepaid if an order is declined, provided that no ANGELS Services have been used by the User. 

8.7 During the online payment process, the User shall be required to enter their payment details, which are disclosed directly to an independent third-party payments processor.. The User authorises ANGELS to charge the Payment Method associated to the User’s account for payment of any fees due to ANGELS.

8.8 All payments are processed by an independent third-party payment processor. ANGELS excludes all liability for any loss or damage that might arise from the processing of User’s payment information, and the terms of service of that independent third-party payment processor shall apply.

8.9 The User acknowledges and agrees that if, for whatever reason, any payment is reversed or declined, where recurring payments are required, then the User’s liability to ANGELS will automatically be deemed a debt immediately due and payable. Any outstanding payments that a User owes ANGELS shall attract late payment interest of 15% per annum until full payment is received.

8.10 All Fees for any ANGELS Services are exclusive of GST, sales tax, withholding tax or any other taxes that may be applicable / levied in connection with ANGELS Services. 

8.11 If a User does not pay for any ANGELS Services in full and on time then ANGELS reserves the right to either terminate the use of the User Account; and/or suspend and/or terminate the performance of the services forthwith in whole or in part.

8.12 If the User exceeds the prescribed usage of a Subscription Package, ANGELS will inform the User that the existing Subscription Package will be automatically upgraded to a new Subscription Package (“New Subscription Package”). In the event of such upgrade, the fees payable for the New Subscription Package will be changed accordingly. The User’s use of ANGELS’s services will constitute acceptance of the upgrade in subscription package and the fees applicable to the New Subscription Package. Further, the User authorises ANGELS to charge the User’s Payment Method for the fees applicable to the New Subscription Package.

9. Limitation on liability

9.1 To the fullest extent permitted by law, ANGELS and its affiliates, directors, officers, employees, agents, representatives, partners expressly limit their liabilities in connection with or arising out of the provision of the ANGELS Services and the use of the Cloud Accounting Software. 

9.2 ANGELS Services and the content and documents generated by the Cloud Accounting Software are provided on an “as is” basis. No assurance, representation or warranty of any kind is made whether express, implied or statutory including but not limited to warranties of title or implied warranties of satisfactory quality, fitness for a particular purpose or non-infringement.  

9.3 ANGELS will make every effort to provide high quality services, however, it does not make any representation or warranty that:

a) the information or content provided as part of ANGELS Services will be entirely correct and up to date;

b) the documents generated as part of the services will be accurate, adequate, reliable, free from defect or error or omissions, suitable for a particular purpose or legally sound;

c) ANGELS Services are free from bugs or viruses;

d) correspondence between a User and ANGELS will be free from interception, corruption, error, delay or loss;

e) access to ANGELS Services will always be available or uninterrupted;

f) use of ANGELS Services will achieve any particular result and meet your expectations.

9.4 ANGELS shall not be liable for any indirect, special, incidental, punitive, exemplary or consequential losses or damages or any loss of profit, business or data arising out of the use of or the inability to use ANGELS Services. 

9.5 Any liability of ANGELS to any User is limited strictly to the amount paid by the User to ANGELS (if any) for the services provided.

10. Indemnity

10.1 You agree to indemnify and hold ANGELS (and/or its affiliates, officers, directors and employees) harmless from and against all liabilities, damages, claims, cists (including legal fees and costs), and expenses in connection with or arising from: 

(i) your breach of these Terms, 

(ii) your use of ANGELS Services and/or 

(iii) any misrepresentation made by you.

10.2 All Users represent, warrant and undertake that they shall comply with all applicable laws and regulations when using any ANGELS Services.

10.3 All Users shall indemnify ANGELS (and/or any of its affiliates officers, directors and employees) against any and all loss, damage, actions, judgements, claims, demands, costs, taxes and expenses (including legal and/or professional fees) howsoever incurred by ANGELS  arising from a User’s breach.

11. Termination of ANGELS Services

11.1 Either party may terminate any ANGELS  Services by giving at least thirty (30) days’ written notice to the other party.

11.2 ANGELS will not provide any refund for any cancellation of any ANGELS  Services.

11.3 If you terminate any ANGELS Services, your access to the ANGELS Cloud Accounting Software  will be restricted solely to the data export functions. You will be able to export the records pertaining to your Company for a period of twelve (12) months from the date of termination (the “Post-Termination Period”). 

11.4 Following the expiry of the Post-Termination Period, you acknowledge that your Company information may be deleted or overwritten from the ANGELS platform. It is your sole responsibility to maintain the records of the Company after the termination of any ANGELS Services.

12. Privacy

12.1 By using and/or accessing the ANGELS Cloud Accounting Software, Website or any ANGELS Services, you acknowledge that you have read and agree to the ANGELS Privacy Policy, available at our Website here, which forms a part of these Terms.

12.2 You consent to the collection, use and/or disclosure or handling of your Personal Data for the purposes set out in the ANGELS Privacy Policy. 

12.3 By using the ANGELS Cloud Accounting Software, Website and any ANGELS Services you acknowledge and agree that Internet transmissions are never completely private or secure. You understand that any message or information you send to the ANGELS Cloud Accounting Software  may be read or intercepted by others, even if there is a special notice that a particular transmission (for example, credit card information) is encrypted.

13. Variations of these terms

13.1 These Terms may be varied from time to time by ANGELS. 

13.2 In case of a material change to the Terms, ANGELS will inform you by notice. If you continue to use ANGELS Services you agree to be bound by the then current terms.

14. Waiver and severability

14.1 ANGELS’s failure to enforce a provision in these Terms is not a waiver of ANGELS’s right to do so later. 

14.2 If a provision in these Terms is found to be unenforceable the remaining provisions of these Terms will remain in full effect and an enforceable term will be substituted, reflecting the initial intent.

15. Third party rights

15. Only the User and ANGELS shall be entitled to enforce these Terms. No third party shall be entitled to enforce any of these Terms, whether by virtue of the Contracts (Rights of Third Parties) Act (Cap 53B) or otherwise.

16. Governing law

16.1 These Terms shall be governed by, and construed in accordance with, the laws of Singapore law. 

16.2 The courts of Singapore have exclusive jurisdiction to settle any dispute arising out of connection with this Agreement (including a dispute regarding the existence, validity or termination of this Agreement.  

17. Dispute resolution

17. Before filing any claim against ANGELS, you agree to try to resolve any dispute, howsoever arising, informally by contacting Angela@angelsbizsvcs.com